Financial Consulting · San Fernando Valley, CA

Luis Andres Ixta

Live. Build. Prosper. LLC

Helping high-income professionals and business owners eliminate debt faster, reduce their tax burden, and build lasting wealth — with strategies that actually work.

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Luis Andres Ixta

What I Do

Three Areas of Focus

Most financial professionals pick one lane. The work here covers three — because debt, taxes, and retirement aren't separate problems. They're the same problem at different stages.

01

Mortgage Free Life

Strategic mortgage payoff acceleration — so you own your home outright years, sometimes decades, ahead of schedule.

  • Pay off in 5–7 years, not 30
  • Save $100k in interest, on average
  • Create a tax-advantaged retirement

02

Tax Mitigation

Legal, proven strategies to reduce your tax liability — keeping more of what you earn working for you, not the IRS.

  • High-income W-2 strategies
  • Business owner tax planning
  • CPA & EA coordination
  • Year-round tax positioning

03

Retirement Optimization

Maximize your retirement accounts and build a plan that funds the life you've worked hard to create.

  • 401(k) & IRA optimization
  • Contribution strategy review
  • Tax-advantaged account structure
  • Long-term wealth building

Who I Work With

The Right Fit

High-Income W-2 Employees

You're earning well but watching a significant portion disappear to taxes every year. You haven't found a strategy that keeps more of it working for you. That's the gap we close.

Business Owners

Revenue is growing but the structure underneath it isn't optimized. Tax exposure is high, retirement planning is an afterthought, and debt is costing more than it should. We fix the foundation.

Homeowners Ready to Act

You have a mortgage and you've been told to just keep paying it for 30 years. There's a better way — one that saves six figures in interest and builds equity dramatically faster. Most people don't know it exists.

Professionals Who Want the Truth

You're not looking for generic advice or someone to sell you a product. You want a clear picture of where you are, what's missing, and what to do about it. That's exactly what this is.

How I Work

A Simple, Focused Process

01

Discovery Call

We start with a direct conversation about where you are financially and where you want to go. No pitch. No pressure. Just an honest assessment of whether we're a fit.

02

Custom Strategy

I build a plan tailored to your income, your debt, your tax situation, and your timeline. Not a template — a strategy built around your specific numbers and goals.

03

Ongoing Partnership

We implement together and adjust as your situation evolves. You have a consistent point of contact who knows your full financial picture — not a call center.

Get in Touch

Let's Talk About Your Financial Future

Whether you're looking to pay off your mortgage faster, reduce your tax bill, or build a stronger retirement — start with a conversation.

luis@livebuildprosper.com
(213) 832-2240
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